Business Standard
The easiest and fastest way to build your wealth
Earn up to
18%p.a.
Fixed-income
Monthly earnings
Passive
Invest in carefully evaluated borrowers and receive monthly repayments through an RBI-registered NBFC-P2P platform.
RBI Certified NBFC-P2P - COR No: N.13-02409
12K+Active Users
Repayment Credited
+35,890.00
Jan, 2025
16.09%
FEATURES
Why Investors Choose IndiaP2P?
x
Transparent Returns
Track returns & repayments in one place.
a
Monthly Repayments
Receive repayments directly into your account every month.
Secure & RBI-Regulated
Operated as an RBI-registered NBFC-P2P with strong compliance and data security.
Products
Monthly Income Plus
Earn up to
18%A.P.R.(net of platform fee)
- Receive monthly repayments (principal + interest)/Earn EMIs.
- Diversify easily across multiple loans
- Loan tenure up to 24 months
- Minimum investment ₹10,000
Join our growing tribe of lenders.
Non-market linked
Best in Class Returns
₹
Start from ₹10,000 to ₹50 LakhHOW IT WORKS
Start lending and earning in 3 simple steps
Create your account
Complete a quick sign-up with KYC details to activate your lending account.
Start lending
Select borrowers basis their credit score, income & more. Lend to multiple, selected borrowers to earn monthly repayments.
Add funds securely
Transfer funds via UPI or bank transfer using secure and compliant systems.
News & Announcements
INDIA TODAY
How to save during inflation and rising prices?
Read MoreThePrint
IndiaP2P delivers >17% p.a. returns
Read MoreBusiness India
The peer-to-peer approach of IndiaP2P
Read MoreYOURSTORY
Alternative investment platform that closes the credit gap for...
Read MoreBusiness Standard
Alternative investment platform that closes the credit gap for...
Read MoreINDIA TODAY
How to save during inflation and rising prices?
Read MoreThePrint
IndiaP2P delivers >17% p.a. returns
Read MoreBusiness India
The peer-to-peer approach of IndiaP2P
Read MoreYOURSTORY
Alternative investment platform that closes the credit gap for...
Read MoreAwards
2023 Winner, WWB's Fintech Innovation Challenge
Notable mention - Ethical Investing in India by Siva Prasad Bose
Notable mention - GIZ Women Entrepreneur Financing Toolkit
Notable mention - Fintech Feminists by Nicole Casperson
Frequently asked questions
Complete sign-up with KYC, add funds securely, and select borrowers to lend to. You can diversify across multiple loans and earn monthly repayments.
Returns vary by borrower and loan tenure. The platform aims for attractive risk-adjusted returns; past performance is not indicative of future results.
Eligible individuals and small businesses can apply for loans. Criteria include credit assessment, income, and other factors as per our policy.
Peer-to-peer lending connects investors (lenders) with borrowers through a regulated platform, enabling direct lending without traditional financial intermediaries.